Darbas anglų kalba. Introduction. Overview of literature. Business risk. Classification of types of insurance. Broader science. Branches of Insurance. Life insurance. Non-life insurance. Insurance products. Narrow science. Compulsory insurance. Professional liability insurance. Compulsory property insurance. Compulsory health insurance. Public social insurance. Insurance from point of view of business activities. Property and business interruption insurance. Business interruption insurance. Property insurance. Employers. Employer’s Liability Insurance. Insurance from accidents. Health insurance. Life insurance. The civil liability insurance. Transport. Loads. Credit. Construction. Travel. Insurance tricks. Insurance companies’ tricks. Directed way accidents. Assumed theft of transport mean. Trick in civil liability insurance. Trick in compulsory insurance from accidents in the work place. Other ways of cheating. Assurer’s tricks. Insurance company’s avoidance to pay insurance sum. Government’s trick. Present and future tendencies for insurance in Lithuania. Definitions of some terms used in the work.